EMI Pricing Policy
Pricing Policy for EMI Payments on Credit Card Transactions
1. EMI Availability: We offer EMI options for credit card holders on select products through our partnership with Razorpay. The EMI options include flexible monthly payment plans ranging from 3 to 12 months, subject to eligibility as determined by your bank.
2. Interest Rates and Charges: The interest rate applicable to EMI plans is determined by the issuing bank and may vary depending on the tenure of the EMI plan. Please review the applicable interest rate before proceeding, as this will affect your monthly payment amount.
3. Processing Fees: Some banks may charge a processing fee for EMI transactions. This fee, if applicable, will be communicated by your bank during the transaction process. We recommend reviewing these charges, as they are non-refundable.
4. Product Price and EMI Calculation: The product price remains the same regardless of the payment option chosen. The total cost over the EMI period will include the interest as set by your bank. No additional fees are imposed by us for choosing the EMI option.
5. Cancellations and Refunds: In the event of order cancellation or a return, any refund processed will exclude any EMI interest or bank charges already paid. For more details, please refer to our Refund Policy.
6. Eligibility: EMI options are available only for select credit cards as supported by your bank and Razorpay. Please confirm eligibility directly with your card issuer.